Whether you are considering refinancing or purchasing a new home, Southern Horizon Financial Group can provide the best mortgage loan program for your mortgage needs. 

If you are a stock or bond investor and are interested in Security Based Lending, we can assist you with our unique program. Scroll down the page for more information or click on the Security Based Lending button on the left hand side.  

Interest rates are at record lows again!

If you are considering purchasing a new home or refinancing your current mortgage, now is the right time while interest rates are at an all time low.

Review our current interest rates now by clicking on the interest rates button at the top of the page to see just how low they have gotten.  Click on the Loan Application button on the left hand side to apply fast & easy and discover how much you can save.

Refinancing your home mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment at a lower interest rate. We can even help you pay down your balanceon your mortgage loan more quickly by refinancing to a shorter term mortgage with a comparable monthly payment.

With the current mortgage interest rates historically low (click on the the Rate Sheet button at the top of the page for current interest rates), now is the perfect time to refinance your mortgage loan to a low fixed interest rate. Also, did you know FHA allows for lower credit scores and less than perfect credit? Sometimes, events happen that is beyond our control and there is a good explanation, if someone will just give you a chance. So, whether you have excellent, good or less than perfect credit, let our professionals guide you to the very best refinancing program for your immediate mortgage loan needs. Pre-qualify today with our quick and easy online loan application and discover how much you can save.  Just click on the loan application button to your left.

FHA AND VA STREAMLINE REFINANCE PROGRAM

If you have an FHA or VA mortgage with a higher interest rate than is currently available, be sure to click on the FHA Streamline or VA Interest Rate Reduction button on your left for information on how you can lower your interest rate and payment with no verification of income or assets and no appraisal.  The only requirement is that you have made your mortgage payments on time (never over 30 days late) within the last 12 months. You can close your new FHA or VA loan within five to seven days.

Purchasing a new home?  We offer FHA, VA & Conventional mortgage loan programs. We also have a 100% purchase program for select rural counties.  This program allows credit scores as low as 600 with no asset requirements and no mortgage insurance.  Click on the 100% financing button on your left for more information and see if your county is eligible. If you don't see your county listed, there may be some areas in your county that are eligible.  You can call us with the property address to see if it is eligible for this program. Pre-qualify today with our quick and easy online loan application.  Just click on the loan application button to your left.

Our Georgia mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a new home or refinancing a mortgage. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

We provide Georgia mortgage loan programs for all towns in the state, from Acworth, Kennesaw, Marietta, Woodstock to Tifton, Waycross, Savannah, Thomaston, Barnesville, Valdosta, and Waycross to name a few.  We provide mortgage programs statewide.  Pre-qualify today to obtain the best mortgage loan for you and discover how much you can save.  Use our quick & easy online application.  Just click on the loan application button to your left. 

Security Based Lending - available nationwide

http://www.hedgelender.com/?a_aid=24365ee9

This unique loan program is for investors to use their investments (stock, bonds, or mutual funds or any freely traded security) to obtain funds for personal or business use.  The terms of the loan are up to 5 years at low fixed interest rates from 4% with quarterly interest only payments.  The Security Based Lending program is available nationwide. Please click on the Security Based lending button on the left for more detailed information or the Security Based Lending Application button for a free quote.

Please call us with any questions at (770) 947-2213 or (877) 428-4433 toll free.  We will be glad to assist you with your mortgage or financial needs.

Please navigate through our site using the buttons on your left.  There is information from the loan process to credit score information and also don't forget to enter the sweepstakes.  We also have a $100 appraisal refund special.

                                            SOUTHERN HORIZON FINANCIAL GROUP

                                              (770) 947-2213* (877) 428-4433 TOLL FREE